Savings accounts

Grow your money with flexible savings options, competitive interest rates, and no hidden fees.

Start saving
Competitive rates

Up to 3.5% AER on selected accounts.

Protected up to €100k

Deposit guarantee scheme.

Easy access 24/7

Manage via app or web.

No monthly fees

Zero maintenance charges.

Choose the right savings account

2.2%

Instant Access

AER variable

  • Unlimited withdrawals, no penalty
  • No minimum balance
  • Monthly interest paid
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3.1%

1‑Year Fixed

AER fixed

  • Lock in rate for 12 months
  • Interest paid at maturity
  • Minimum €1,000
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3.5%

Junior Saver

up to age 18

  • Bonus interest on deposits
  • No fees, gift for opening
  • Parent/guardian control
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2.8%

Regular Saver

AER variable

  • Save between €25–€250/month
  • Bonus after 12 months
  • Flexible payment holidays
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2.9%

90‑Day Notice

AER variable

  • Higher rate for notice period
  • Partial withdrawals allowed
  • Interest added quarterly
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2.5%

Tax‑Free Saver

Annual allowance €20k

  • No tax on interest
  • Instant access
  • Transfer in from other providers
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Rates at a glance

Account Interest rate (AER) Access Minimum deposit
Instant Access2.20% variableInstant€0
1‑Year Fixed3.10% fixedAt maturity€1,000
Junior Saver3.50% bonus rateInstant (parent)€0
Regular Saver2.80% variableInstant€25/month
90‑Day Notice2.90% variable90 days notice€500
Tax‑Free Saver2.50% variableInstant€1

Rates effective as of April 2026. Terms apply. Interest calculated gross before tax.

Open in minutes

1
Choose account

Pick the one that fits your goals.

2
Apply online

Fill in basic details – 5 minutes.

3
Verify ID

Secure video call or branch visit.

4
Start saving

Deposit and watch your money grow.

Compare all accounts

Save for your child's future

Junior Saver account comes with a free gift and educational materials to teach kids about money.

Learn about Junior Saver
child savings

Questions about savings?

Visit our FAQs or contact us. We're happy to help.