Essential

Classic Card

€0 /year
  • 1% cashback on everyday purchases
  • Up to 45 days interest‑free
  • Free contactless & Apple Pay
  • 1.5% foreign transaction fee
Apply now
Popular

Gold Card

€45 /year
  • 2% cashback on dining & travel
  • Travel insurance & lounge access*
  • 0% foreign transaction fee
  • Dedicated priority support
Apply now
Premium

Platinum Card

€150 /year
  • 3% unlimited cashback
  • Premium travel & medical insurance
  • Concierge & exclusive events
  • 0% foreign fees + airport lounges
Apply now

*Lounge access limited to 4 visits per year for Gold, unlimited for Platinum.

Why Trucrests credit cards?

Instant issuing

Virtual card ready immediately upon approval.

Fraud protection

Zero liability on unauthorised transactions.

Contactless & mobile

Apple Pay, Google Pay, Garmin Pay.

Build credit history

Reported to credit bureaus (EU).

Compare cards side by side

Card Annual fee APR (variable) Rewards Insurance & perks
Classic €0 12.9% – 18.9% 1% cashback (up to €10/month) Purchase protection, 45 days interest‑free
Gold €45 10.9% – 16.9% 2% dining/travel, 1% other Travel insurance, lounge access (4x/year), car rental excess
Platinum €150 8.9% – 14.9% 3% unlimited cashback Premium travel & health, unlimited lounge, concierge

APR depends on your creditworthiness. Terms and conditions apply.

Interest‑free period & fees

All cards offer up to 45 days interest‑free on purchases when you pay your balance in full each month.

Cash advance fee: 3% (min €3). Late payment fee: €12. Foreign transaction: Classic 1.5%, Gold & Platinum 0%.

Apply in minutes

1
Choose your card

Compare and pick the one that fits you.

2
Fill quick form

Basic info, ID, and income – 5 minutes.

3
Get instant decision

Most cases approved instantly, card in app.

4
Start spending

Add to Apple Pay while waiting for plastic.

Already a client?

You can upgrade your card or add a supplementary card for family in seconds from the app.

Manage your cards
mobile app

Have questions?

Visit our FAQs or contact us. We're happy to help.