Current account

Everyday banking with no surprises. Free transfers, a premium card, and total control from your phone.

Open account

No monthly fees

Zero maintenance fees when you set up a monthly payroll or pension of at least 600 €.

Free contactless card

Mastercard debit included. Apple Pay, Google Pay, and virtual card ready in minutes.

Mobile‑first

Check balances, block card, make transfers – all from our 5‑star app.

person using app
Standard account – 0 € fee

Everything you need, nothing you don't

  • Free SEPA transfers (online and in app)
  • International transfers from 0.1% commission
  • 2 free ATM withdrawals per month outside EU
  • Instant spending notifications and card control
Compare accounts

Simple, transparent fees

Account maintenance (with payroll ≥600€/month)€0
Account maintenance (without payroll)€4.95/month
Debit card issuance & annual fee€0
SEPA instant transfer (online)€0
ATM withdrawal (inside Andorra & EU)free
International SWIFT transfer0.1% (min €3, max €30)

* Fees may apply for additional services. Always check the full pricing document.

Open your account in 3 steps

1

Fill online form

It takes 5 minutes – just ID and basic info.

2

Verify identity

Via video call or at any branch. Secure and easy.

3

Activate & enjoy

Get your virtual card immediately, physical card arrives in 3 days.

Start now

Switch to Trucrests, we'll help

Our switching service moves all your direct debits and standing orders. You don't have to lift a finger.

Learn about switching
switching

Questions? We're here 24/7

Check our FAQs or contact us directly.